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Manufactured Home Insurance Coverage

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Standard Manufactured Home Insurance

Our standard manufactured home insurance helps protect you, your home and your belongings from the unexpected.
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What does a standard manufactured home insurance policy cover?

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Standard Manufactured Home Insurance Coverages

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Coverage for Your Manufactured Home

Dwelling coverage (Coverage A) protects your home – such as your roof, walls, floor, siding and windows.
You have a small kitchen fire. This portion of your manufactured home insurance policy helps you cover some of the repair costs up to your covered limits.
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Coverage for Other Structures

Other structures coverage (Coverage B) protects structures such as detached garages, sheds, fences or pools.
The new fence you built was damaged in a windstorm. This portion of your manufactured home insurance coverage can help you cover some of the damages up to your policy limits. You can optionally add more coverage as well.*
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Coverage for Your Things

Personal property coverage (Coverage C) helps replace or repair items such as clothing, jewelry, appliances, furniture and electronics.
Your home is burglarized while you’re away. Some of your prized possessions are stolen, including your jewelry. This portion of your manufactured home insurance can help you replace your valuables up to your coverage limits.
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Coverage for Living Expenses

Loss of use coverage (Coverage D) helps pay for expenses such as hotel stays and food should your home become unlivable.
A windstorm strikes your home causing extensive damage, and you need to find somewhere else to stay while repairs are made. This portion of your manufactured home insurance can help you pay for expenses such as accommodations and food costs up to your covered limits.*
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Coverage When Accidents Happen

Personal liability (Coverage E) provides financial protection for property damage and injury to others.
A friend is accidentally injured in your home while visiting. This portion of your manufactured home insurance can provide you with some financial protection from resulting costs that may occur.*

Manufactured Home Insurance Add-Ons

Get more peace of mind with these optional manufactured home insurance coverages.
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Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America’s Best Insurance Companies by Forbes†

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12 Million Customers

Reliable, quality coverage for customers across 19 states

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