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Medical Payments Coverage

Car Insurance Add-On

  • Covers you and your passengers
  • Helps pay for accident-related medical and funeral costs
  • Protects you even if you're a passenger in another vehicle or a pedestrian
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What is medical payments coverage?

Medical payments coverage provides financial protection after a car accident by helping pay accident-related medical or funeral expenses for you and your passengers.* It protects you if you're in your car, a passenger in another vehicle or a pedestrian on the street.
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How Medical Payments Coverage Protects You

Here are some ways medical expense coverage can help protect you from unexpected losses.
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Did you know?

You can protect your classic ride with our emergency roadside assistance coverage, which can help if you get stranded on the side of the road.*

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Struck by a Car While Jogging

Even with health insurance, medical payments coverage can help you pay for the unexpected. Examples include emergency room visits, deductibles and other out-of-pocket medical expenses.*
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Accident While Carpooling

Give your uninsured passengers peace of mind. Your medical payments coverage can help pay for their ambulance, hospital visits and surgeries.*
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Your Friend Gets Rear-Ended

Medical payments coverage can help even when you're a passenger in someone else’s car. It can also help pay for accident-related medical costs if you don't have health insurance.*

Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America’s Best Insurance Companies by Forbes†

†Forbes 2024 America’s Best Insurance Companies

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12 Million Customers

Reliable, quality coverage for customers across 19 states

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The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.

*The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.