a man and woman sitting on a couch with a laptop

Collision Insurance Coverage

Car Insurance Add-On


  • Protects you from expensive repairs after an accident
  • Keeps out-of-pocket costs down if your car is damaged in an accident, whether it's your fault or not

Learn More

Arrow

What is collision insurance coverage?

Collision insurance covers repairs or replacements after an accident, regardless of fault. It can be anything from hitting another vehicle to hitting a tree, guardrail or mailbox.
shield divider

How Collision Insurance Protects Your Car

Accidents happen. Collision insurance helps pay to fix or replace your car if it's damaged in an accident with another vehicle or object. Here are some events that could happen to anyone and how collision coverage can help.
Lightbulb
Did you know?
Experian reports that the cost to replace or repair a car bumper can range from $100 to $2,000.
a person looking at a car

Getting Side-Swiped, T-Boned or Rear-Ended

While driving to the grocery store, you're rear-ended by another driver. Having collision insurance can help you cover the repairs.
a man standing next to a car

Backing into a Tree

While backing out of a parking spot, you didn’t see the tree behind you, and you backed right into it. Collision coverage can help pay for the resulting dent.
a car driving on a snowy road

Rolling over on Black Ice

While driving on the highway, you're caught off guard by black ice on the road. You lose control of your car, and it flips over. A collision policy covers you in an accident even when no other vehicle or objects are involved.
question mark

Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

a white t-shirt with blue text

90+ Years

Over 90 years in business protecting our customers
a blue star with a black background

Ranked by Forbes

Named one of America’s Best Insurance Companies by Forbes†

Forbes 2024 America’s Best Insurance Companies

icon

12 Million Customers

Reliable, quality coverage for customers across 19 states

Getting a Quote Is Easy

Customize your experience.
Do It Yourself - Start a Quote

Get Started

Go your own way — get quick pricing and coverage options online.
Work With An Agent

Work with an Expert

Find the perfect agent for you and get free, no-pressure advice.