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Collision Insurance Coverage

Car Insurance Add-On

  • Protects you from expensive repairs after an accident
  • Keeps out-of-pocket costs down if your car is damaged in an accident, whether it's your fault or not
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What is collision insurance coverage?

Collision insurance covers repairs or replacements after an accident, regardless of fault. It can be anything from hitting another vehicle to hitting a tree, guardrail or mailbox.
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How Collision Insurance Protects Your Car

Accidents happen. Collision insurance helps pay to fix or replace your car if it's damaged in an accident with another vehicle or object. Here are some events that could happen to anyone and how collision coverage can help.
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Did you know?
Experian reports that the cost to replace or repair a car bumper can range from $100 to $2,000.
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Getting Side-Swiped, T-Boned or Rear-Ended

While driving to the grocery store, you're rear-ended by another driver. Having collision insurance can help you cover the repairs.
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Backing into a Tree

While backing out of a parking spot, you didn’t see the tree behind you, and you backed right into it. Collision coverage can help pay for the resulting dent.
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Rolling over on Black Ice

While driving on the highway, you're caught off guard by black ice on the road. You lose control of your car, and it flips over. A collision policy covers you in an accident even when no other vehicle or objects are involved.
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Frequently Asked Questions

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90+ Years

Over 90 years in business protecting our customers
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Ranked by Forbes

Named one of America’s Best Insurance Companies by Forbes†

†Forbes 2024 America’s Best Insurance Companies

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12 Million Customers

Reliable, quality coverage for customers across 19 states

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The information on this webpage represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.

*What's the Average Cost of an Auto Repair After an Accident?, https://www.experian.com/blogs/ask-experian/average-cost-of-auto-repair-after-accident/ (last visited April 27, 2023) [http://perma.cc/RSH7-5ZNC]

**Accident Forgiveness is coverage that can be purchased or earned. Eligibility criteria varies by state. Some restrictions may apply. Speak with your agent to learn more about your coverage options.